Housing Opportunities

Wisconsin Homes

Search for your new home on this public website for properties listed by local real estate firms.

REALTORS Association of South Central Wisconsin (Home Start)

The Wisconsin REALTORS® Association (WRA) is one of the largest trade associations in Wisconsin. Based in Madison, the WRA represents and provides services to more than 14,000 members statewide, including sales agents, brokers, appraisers, inspectors, attorneys, loan officers, legislators and literally anyone who touches the real estate industry in Wisconsin.

For Sale By Owner- Madison

Hundreds of FSBO and flat fee MLS listings in the greater Madison and Dane County area. View properties by price, neighborhood and upcoming open houses.

Madison Area Community Land Trust (MACLT)

An organization that uses the land trust ownership model to assist families with a home purchase. Income limit is 80% Dane County Median Income

Operation Fresh Start

An organization that builds or rehabs properties to sell to households who are at or below 80% Dane County Median Income.

Urban League of Greater Madison

Single family rent-to-own program. For families with incomes less than 60% of the Dane County Median Income.

Common Wealth Development

Lease to purchase program for low to moderate income households at or below 80% Dane County County Median Income.

Wisconsin Partnership for Housing Development

Private non-profit working to expand affordable housing opportunity through innovation in housing development, consulting, finance and advocacy.

Habitat for Humanity of Dane County

Since 1987, Habitat for Humanity of Dane County has worked with 150 families to build simple, decent, affordable homes.

Down Payment Assistance

City of Madison- Home Buy – American Dream 

A downpayment and closing cost assistance loan for first time homebuyers purchasing in the City of Madison and/or Dane County. Households must be at or below 80% county median income.

City of Madison- Homebuyer’s Assistance Loan

A loan program for down payment assistance and rehabilitation for a home purchase within the  City of Madison.

Realtors Association of South Central Wisconsin

A non-profit corporation dedicated to an increase in affordable housing in Dane county and those counties adjacent to Dane. They offer down payment and closing costs assistance loans to households at or below 80% County Median Income.

Movin Out

A non-profit organization designed to help households at 80% County Median Income and with a family member with a permanent disability.

Downpayment Plus

Downpayment Plus® (DPP®) and Downpayment Plus Advantage® (DPP Advantage®) offer FHLB Chicago members easy-to-access down payment and closing cost assistance programs for low- and moderate-income homebuyers. Through these programs, FHLB Chicago members can assist their customers in achieving homeownership.

Credit and Budget Counseling

Financial Education Center

The goal is to be a “one-stop-shop” community resource offering integrated financial education classes, individual coaching, and referrals to community programs and services.

Green Path

Free and confidential counseling. GreenPath is a non-profit organization that offers customized, personal solutions to help you get out of debt.

Financing (consult your lender for more info on mortgage programs)

Wisconsin Housing and Economic Development Authority (WHEDA)

State-wide program to assist buyers purchasing a home. Also has a down payment and closing cost assistance program.

USDA/Rural Development

Provides direct loans to low-income families and loan guarantees to moderate income families for the purchase of a home. Eligible areas include communities under 10,000 in population.

Federal Housing Administration “FHA”

The Federal Housing Administration, generally known as “FHA”, is the largest government insurer of mortgages in the world.

Veteran Assistance Loan Programs

Loan assistance programs offered to individuals who are eligible by the government to receive assistance as a Veteran (see website for eligibility requirements).