Do you always pay your rent on time and in full? Yes No
Do you always pay your other monthly obligations on time (utilities, loans, credit cards, etc.)? Yes No
Have you looked at your credit history recently? (You can receive a free copy of your credit report at www.annualcreditreport.com.) Yes No
Do you have any open collections, judgments or tax liens? Yes No
Have you filed Bankruptcy in the last four years? Yes No
Do you have a household budget? Yes No
Do you have a stable source of income? Yes No
Do you have money saved for down payment and closing costs? Yes No
Do you have an emergency fund? Yes No
Can you afford to pay a mortgage (principle, interest, taxes, insurance)? Not sure? Use the mortgage calculator below to help you calculate your principle and interest based on your loan amount. This calculation does not include properties taxes or insurance which will also be required in your monthly payments. Yes No
Have you taken a homebuyer education class? Yes No
